Call reports 2001
COMMUNITY STATE BANK — 2001
What COMMUNITY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 26,595,000 | 26,438,000 | 26,821,000 | 28,185,000 |
| Total loans | 13,714,000 | 13,737,000 | 13,973,000 | 13,943,000 |
| Allowance for loan losses | 319,000 | 320,000 | 322,000 | 323,000 |
| Securities available for sale | 911,000 | 911,000 | 608,000 | 304,000 |
| Securities held to maturity | 7,104,000 | 8,992,000 | 8,787,000 | 10,389,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,052,000 | 22,801,000 | 23,155,000 | 24,500,000 |
| Interest-bearing deposits | 21,287,000 | 21,174,000 | 21,523,000 | 22,116,000 |
| Noninterest-bearing deposits | 1,765,000 | 1,627,000 | 1,632,000 | 2,384,000 |
| Equity capital | 3,298,000 | 3,363,000 | 3,402,000 | 3,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 932,000 | 1,385,000 | 1,830,000 |
| Interest expense | 250,000 | 504,000 | 750,000 | 981,000 |
| Net interest income | 210,000 | 428,000 | 635,000 | 849,000 |
| Noninterest income | 3,000 | 19,000 | 24,000 | 43,000 |
| Noninterest expense | 159,000 | 300,000 | 454,000 | 641,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 54,000 | 147,000 | 205,000 | 251,000 |
| Income tax | 16,000 | 44,000 | 63,000 | 76,000 |
| Net income | 38,000 | 103,000 | 142,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,292,000 | 3,357,000 | 3,398,000 | 3,400,000 |
| Total capital | 3,507,000 | 3,597,000 | 3,625,000 | 3,636,000 |
| Risk-weighted assets | 17,120,000 | 19,113,000 | 18,487,000 | 19,278,000 |