Call reports 2014
ALARION BANK — 2014
What ALARION BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 282,863,000 | 282,804,000 |
| Total loans | 207,902,000 | 217,048,000 |
| Allowance for loan losses | 4,096,000 | 4,016,000 |
| Securities available for sale | 41,921,000 | 40,875,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 241,713,000 | 237,198,000 |
| Interest-bearing deposits | 208,394,000 | 203,346,000 |
| Noninterest-bearing deposits | 33,319,000 | 33,852,000 |
| Equity capital | 24,224,000 | 24,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 2,679,000 | 5,396,000 |
| Interest expense | 516,000 | 1,040,000 |
| Net interest income | 2,163,000 | 4,356,000 |
| Noninterest income | 1,181,000 | 2,305,000 |
| Noninterest expense | 2,630,000 | 5,424,000 |
| Provision for loan losses | 25,000 | 50,000 |
| Pretax income | 689,000 | 1,187,000 |
| Income tax | 240,000 | 408,000 |
| Net income | 449,000 | 779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 21,773,000 | 22,312,000 |
| Total capital | 24,341,000 | 24,911,000 |
| Risk-weighted assets | 203,938,000 | 206,527,000 |