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Call reports 2013

ALARION BANK — 2013

What ALARION BANK reported to the FFIEC in 2013, quarter by quarter.

PERIOD: 2013SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/84296bab-68c3-4694-a000-81aafc3c8516/2013

Balance sheet

What the bank holds and owes at quarter end

Measure2013Q12013Q22013Q32013Q4
Total assets280,073,000286,293,000274,017,000279,048,000
Total loans198,234,000195,502,000193,889,000210,066,000
Allowance for loan losses4,405,0004,561,0004,528,0004,054,000
Securities available for sale43,496,00042,245,00045,220,00043,067,000
Securities held to maturity0000
Trading assets0000
Total deposits239,435,000245,900,000232,785,000230,319,000
Interest-bearing deposits209,235,000213,510,000200,230,000197,243,000
Noninterest-bearing deposits30,200,00032,390,00032,555,00033,076,000
Equity capital23,788,00023,012,00023,331,00023,478,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2013Q12013Q22013Q32013Q4
Interest income2,715,0005,275,0007,828,00010,466,000
Interest expense576,0001,147,0001,673,0002,183,000
Net interest income2,139,0004,128,0006,155,0008,283,000
Noninterest income1,618,0003,075,0004,272,0005,026,000
Noninterest expense2,856,0005,835,0008,763,00011,340,000
Provision for loan losses650,0001,025,0001,025,0001,025,000
Pretax income251,000412,000728,0001,033,000
Income tax81,000127,000226,000321,000
Net income170,000285,000502,000712,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2013Q12013Q22013Q32013Q4
Tier 1 capital20,043,00020,156,00020,508,00021,047,000
Total capital22,540,00022,657,00022,957,00023,635,000
Risk-weighted assets197,818,000198,050,000193,831,000205,602,000

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