Call reports 2012
ALARION BANK — 2012
What ALARION BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 281,751,000 | 282,359,000 | 282,640,000 | 277,577,000 |
| Total loans | 212,473,000 | 205,733,000 | 206,997,000 | 205,514,000 |
| Allowance for loan losses | 5,576,000 | 4,313,000 | 4,601,000 | 4,505,000 |
| Securities available for sale | 46,360,000 | 43,968,000 | 46,012,000 | 46,408,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,739,000 | 242,257,000 | 242,224,000 | 238,399,000 |
| Interest-bearing deposits | 209,036,000 | 206,829,000 | 208,146,000 | 207,748,000 |
| Noninterest-bearing deposits | 32,703,000 | 35,428,000 | 34,078,000 | 30,651,000 |
| Equity capital | 23,262,000 | 23,335,000 | 23,783,000 | 23,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,943,000 | 5,931,000 | 8,769,000 | 11,569,000 |
| Interest expense | 743,000 | 1,416,000 | 2,045,000 | 2,642,000 |
| Net interest income | 2,200,000 | 4,515,000 | 6,724,000 | 8,927,000 |
| Noninterest income | 802,000 | 1,845,000 | 3,009,000 | 3,668,000 |
| Noninterest expense | 2,404,000 | 5,038,000 | 7,675,000 | 10,177,000 |
| Provision for loan losses | 300,000 | 850,000 | 1,505,000 | 1,780,000 |
| Pretax income | 336,000 | 670,000 | 849,000 | 934,000 |
| Income tax | 128,000 | 243,000 | 299,000 | 320,000 |
| Net income | 208,000 | 427,000 | 550,000 | 614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,246,000 | 19,659,000 | 19,889,000 | 19,696,000 |
| Total capital | 21,920,000 | 22,291,000 | 22,504,000 | 22,278,000 |
| Risk-weighted assets | 211,008,000 | 208,901,000 | 207,191,000 | 204,620,000 |