Call reports 2011
ALARION BANK — 2011
What ALARION BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 316,892,000 | 304,826,000 | 300,371,000 | 283,974,000 |
| Total loans | 219,599,000 | 210,751,000 | 207,468,000 | 209,632,000 |
| Allowance for loan losses | 4,593,000 | 5,280,000 | 5,405,000 | 5,398,000 |
| Securities available for sale | 48,714,000 | 47,349,000 | 47,519,000 | 50,216,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,485,000 | 258,878,000 | 259,190,000 | 242,550,000 |
| Interest-bearing deposits | 232,624,000 | 230,966,000 | 228,709,000 | 210,958,000 |
| Noninterest-bearing deposits | 31,861,000 | 27,912,000 | 30,481,000 | 31,592,000 |
| Equity capital | 25,112,000 | 24,144,000 | 24,177,000 | 22,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,316,000 | 6,444,000 | 9,535,000 | 12,508,000 |
| Interest expense | 1,027,000 | 1,982,000 | 2,881,000 | 3,691,000 |
| Net interest income | 2,289,000 | 4,462,000 | 6,654,000 | 8,817,000 |
| Noninterest income | 372,000 | 630,000 | 1,175,000 | 663,000 |
| Noninterest expense | 2,129,000 | 4,472,000 | 6,824,000 | 9,300,000 |
| Provision for loan losses | 525,000 | 2,925,000 | 3,450,000 | 4,460,000 |
| Pretax income | 7,000 | -2,305,000 | -2,445,000 | -4,280,000 |
| Income tax | 6,000 | -858,000 | -909,000 | -1,594,000 |
| Net income | 1,000 | -1,447,000 | -1,536,000 | -2,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,491,000 | 20,746,000 | 20,586,000 | 18,805,000 |
| Total capital | 26,368,000 | 23,496,000 | 23,328,000 | 21,482,000 |
| Risk-weighted assets | 228,467,000 | 217,493,000 | 216,678,000 | 211,421,000 |