Call reports 2009
ALARION BANK — 2009
What ALARION BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 282,314,000 | 296,140,000 | 301,309,000 | 309,496,000 |
| Total loans | 214,370,000 | 229,658,000 | 231,388,000 | 237,715,000 |
| Allowance for loan losses | 2,457,000 | 2,686,000 | 2,881,000 | 3,035,000 |
| Securities available for sale | 18,720,000 | 22,168,000 | 28,244,000 | 31,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,963,000 | 238,153,000 | 244,471,000 | 253,894,000 |
| Interest-bearing deposits | 208,577,000 | 218,701,000 | 223,873,000 | 235,255,000 |
| Noninterest-bearing deposits | 19,386,000 | 19,452,000 | 20,598,000 | 18,639,000 |
| Equity capital | 26,342,000 | 25,825,000 | 26,187,000 | 26,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,289,000 | 6,836,000 | 10,488,000 | 14,154,000 |
| Interest expense | 1,843,000 | 3,659,000 | 5,284,000 | 6,750,000 |
| Net interest income | 1,446,000 | 3,177,000 | 5,204,000 | 7,404,000 |
| Noninterest income | 326,000 | 23,000 | 369,000 | 683,000 |
| Noninterest expense | 1,693,000 | 3,530,000 | 5,381,000 | 7,143,000 |
| Provision for loan losses | 94,000 | 387,000 | 682,000 | 1,012,000 |
| Pretax income | -15,000 | -717,000 | -490,000 | 159,000 |
| Income tax | -2,000 | -256,000 | -166,000 | 68,000 |
| Net income | -13,000 | -461,000 | -324,000 | 91,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,124,000 | 24,421,000 | 24,622,000 | 25,297,000 |
| Total capital | 27,581,000 | 27,107,000 | 27,503,000 | 28,332,000 |
| Risk-weighted assets | 230,784,000 | 236,870,000 | 240,138,000 | 246,514,000 |