Call reports 2025
PEOPLES BANK, THE — 2025
What PEOPLES BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 136,803,000 | 138,488,000 | 129,345,000 | 133,871,000 |
| Total loans | 105,247,000 | 103,227,000 | 102,527,000 | 105,606,000 |
| Allowance for loan losses | 1,626,000 | 1,711,000 | 1,591,000 | 1,637,000 |
| Securities available for sale | 4,562,000 | 4,738,000 | 4,662,000 | 5,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,107,000 | 123,666,000 | 114,292,000 | 118,561,000 |
| Interest-bearing deposits | 107,278,000 | 108,856,000 | 100,770,000 | 105,133,000 |
| Noninterest-bearing deposits | 14,829,000 | 14,810,000 | 13,522,000 | 13,428,000 |
| Equity capital | 13,923,000 | 14,161,000 | 14,444,000 | 14,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,056,000 | 4,174,000 | 6,219,000 | 8,206,000 |
| Interest expense | 825,000 | 1,668,000 | 2,467,000 | 3,208,000 |
| Net interest income | 1,231,000 | 2,506,000 | 3,752,000 | 4,998,000 |
| Noninterest income | 125,000 | 262,000 | 461,000 | 602,000 |
| Noninterest expense | 1,051,000 | 2,027,000 | 3,034,000 | 4,131,000 |
| Provision for loan losses | 93,000 | 164,000 | 214,000 | 259,000 |
| Pretax income | 212,000 | 577,000 | 965,000 | 1,210,000 |
| Income tax | 38,000 | 118,000 | 177,000 | 248,000 |
| Net income | 174,000 | 459,000 | 788,000 | 962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,242,000 | 14,440,000 | 14,679,000 | 15,053,000 |