Call reports 2024
PEOPLES BANK, THE — 2024
What PEOPLES BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 126,082,000 | 127,644,000 | 133,033,000 | 129,365,000 |
| Total loans | 109,323,000 | 103,863,000 | 102,301,000 | 104,373,000 |
| Allowance for loan losses | 1,056,000 | 1,395,000 | 1,477,000 | 1,496,000 |
| Securities available for sale | 4,552,000 | 4,445,000 | 4,328,000 | 4,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,497,000 | 113,061,000 | 117,986,000 | 114,851,000 |
| Interest-bearing deposits | 98,172,000 | 99,647,000 | 105,000,000 | 101,697,000 |
| Noninterest-bearing deposits | 13,325,000 | 13,414,000 | 12,986,000 | 13,154,000 |
| Equity capital | 13,669,000 | 13,691,000 | 14,123,000 | 13,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,979,000 | 3,987,000 | 6,061,000 | 8,109,000 |
| Interest expense | 747,000 | 1,556,000 | 2,435,000 | 3,293,000 |
| Net interest income | 1,232,000 | 2,431,000 | 3,626,000 | 4,816,000 |
| Noninterest income | 168,000 | 292,000 | 552,000 | 679,000 |
| Noninterest expense | 1,049,000 | 1,949,000 | 2,922,000 | 3,908,000 |
| Provision for loan losses | 93,000 | 361,000 | 454,000 | 937,000 |
| Pretax income | 258,000 | 413,000 | 799,000 | 645,000 |
| Income tax | 64,000 | 124,000 | 169,000 | 190,000 |
| Net income | 194,000 | 289,000 | 630,000 | 455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,111,000 | 14,118,000 | 14,421,000 | 14,157,000 |