Call reports 2023
PEOPLES BANK, THE — 2023
What PEOPLES BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 140,414,000 | 135,706,000 | 133,184,000 | 130,079,000 |
| Total loans | 107,516,000 | 108,818,000 | 110,019,000 | 107,043,000 |
| Allowance for loan losses | 845,000 | 920,000 | 978,000 | 1,162,000 |
| Securities available for sale | 5,052,000 | 4,890,000 | 4,684,000 | 4,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,008,000 | 121,912,000 | 118,712,000 | 115,716,000 |
| Interest-bearing deposits | 113,685,000 | 106,335,000 | 104,660,000 | 99,542,000 |
| Noninterest-bearing deposits | 13,323,000 | 15,577,000 | 14,052,000 | 16,174,000 |
| Equity capital | 12,219,000 | 12,717,000 | 13,376,000 | 13,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,791,000 | 3,787,000 | 5,775,000 | 7,794,000 |
| Interest expense | 705,000 | 1,495,000 | 2,268,000 | 3,025,000 |
| Net interest income | 1,086,000 | 2,292,000 | 3,507,000 | 4,769,000 |
| Noninterest income | 198,000 | 362,000 | 526,000 | 700,000 |
| Noninterest expense | 859,000 | 1,702,000 | 2,637,000 | 3,528,000 |
| Provision for loan losses | 83,000 | 156,000 | 249,000 | 870,000 |
| Pretax income | 342,000 | 796,000 | 1,147,000 | 1,071,000 |
| Income tax | 74,000 | 134,000 | 218,000 | 227,000 |
| Net income | 268,000 | 662,000 | 929,000 | 844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,710,000 | 13,230,000 | 13,948,000 | 14,005,000 |