Call reports 2022
PEOPLES BANK, THE — 2022
What PEOPLES BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 114,204,000 | 114,052,000 | 113,977,000 | 123,064,000 |
| Total loans | 87,966,000 | 96,007,000 | 98,581,000 | 103,536,000 |
| Allowance for loan losses | 703,000 | 732,000 | 382,000 | 806,000 |
| Securities available for sale | 5,930,000 | 5,607,000 | 5,208,000 | 5,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,566,000 | 102,412,000 | 98,664,000 | 111,270,000 |
| Interest-bearing deposits | 89,406,000 | 90,037,000 | 85,112,000 | 97,615,000 |
| Noninterest-bearing deposits | 13,160,000 | 12,375,000 | 13,552,000 | 13,655,000 |
| Equity capital | 10,599,000 | 10,754,000 | 10,974,000 | 10,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,259,000 | 2,645,000 | 4,070,000 | 5,572,000 |
| Interest expense | 210,000 | 421,000 | 637,000 | 1,039,000 |
| Net interest income | 1,049,000 | 2,224,000 | 3,433,000 | 4,533,000 |
| Noninterest income | 114,000 | 238,000 | 378,000 | 529,000 |
| Noninterest expense | 599,000 | 1,393,000 | 2,198,000 | 3,038,000 |
| Provision for loan losses | 63,000 | 126,000 | 189,000 | 722,000 |
| Pretax income | 501,000 | 943,000 | 1,424,000 | 1,302,000 |
| Income tax | 84,000 | 222,000 | 261,000 | 341,000 |
| Net income | 417,000 | 721,000 | 1,163,000 | 961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,927,000 | 11,194,000 | 11,599,000 | 11,391,000 |