Call reports 2021
PEOPLES BANK, THE — 2021
What PEOPLES BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 93,026,000 | 96,348,000 | 101,365,000 | 108,509,000 |
| Total loans | 75,978,000 | 75,384,000 | 77,805,000 | 80,957,000 |
| Allowance for loan losses | 485,000 | 550,000 | 561,000 | 641,000 |
| Securities available for sale | 2,212,000 | 6,090,000 | 7,199,000 | 6,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,428,000 | 86,695,000 | 91,084,000 | 97,759,000 |
| Interest-bearing deposits | 73,703,000 | 77,360,000 | 80,409,000 | 85,969,000 |
| Noninterest-bearing deposits | 9,725,000 | 9,335,000 | 10,675,000 | 11,790,000 |
| Equity capital | 8,392,000 | 8,551,000 | 9,213,000 | 9,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,191,000 | 2,385,000 | 3,659,000 | 4,904,000 |
| Interest expense | 266,000 | 516,000 | 767,000 | 1,002,000 |
| Net interest income | 925,000 | 1,869,000 | 2,892,000 | 3,902,000 |
| Noninterest income | 101,000 | 226,000 | 342,000 | 480,000 |
| Noninterest expense | 593,000 | 1,260,000 | 1,923,000 | 2,681,000 |
| Provision for loan losses | 63,000 | 126,000 | 189,000 | 252,000 |
| Pretax income | 370,000 | 709,000 | 1,122,000 | 1,449,000 |
| Income tax | 93,000 | 219,000 | 316,000 | 399,000 |
| Net income | 277,000 | 490,000 | 806,000 | 1,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,390,000 | 8,560,000 | 9,231,000 | 9,861,000 |