Call reports 2020
PEOPLES BANK, THE — 2020
What PEOPLES BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 75,102,000 | 83,738,000 | 87,937,000 | 92,048,000 |
| Total loans | 62,263,000 | 65,008,000 | 72,028,000 | 74,958,000 |
| Allowance for loan losses | 263,000 | 293,000 | 390,000 | 422,000 |
| Securities available for sale | 1,539,000 | 1,502,000 | 1,558,000 | 3,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,764,000 | 75,356,000 | 79,396,000 | 82,635,000 |
| Interest-bearing deposits | 60,372,000 | 66,233,000 | 69,722,000 | 75,120,000 |
| Noninterest-bearing deposits | 6,392,000 | 9,123,000 | 9,674,000 | 7,515,000 |
| Equity capital | 6,791,000 | 6,999,000 | 7,187,000 | 8,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,048,000 | 2,121,000 | 3,251,000 | 4,468,000 |
| Interest expense | 286,000 | 563,000 | 839,000 | 1,122,000 |
| Net interest income | 762,000 | 1,558,000 | 2,412,000 | 3,346,000 |
| Noninterest income | 108,000 | 212,000 | 338,000 | 439,000 |
| Noninterest expense | 590,000 | 1,212,000 | 1,806,000 | 2,484,000 |
| Provision for loan losses | 37,000 | 100,000 | 232,000 | 295,000 |
| Pretax income | 243,000 | 458,000 | 712,000 | 1,006,000 |
| Income tax | 60,000 | 74,000 | 132,000 | 201,000 |
| Net income | 183,000 | 384,000 | 580,000 | 805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,785,000 | 6,986,000 | 7,182,000 | 8,157,000 |