Call reports 2019
PEOPLES BANK, THE — 2019
What PEOPLES BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 65,962,000 | 66,157,000 | 71,788,000 | 73,759,000 |
| Total loans | 50,638,000 | 56,304,000 | 56,055,000 | 58,780,000 |
| Allowance for loan losses | 422,000 | 417,000 | 420,000 | 384,000 |
| Securities available for sale | 1,602,000 | 1,604,000 | 1,587,000 | 3,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,161,000 | 58,296,000 | 63,739,000 | 65,631,000 |
| Interest-bearing deposits | 51,534,000 | 52,184,000 | 58,263,000 | 59,407,000 |
| Noninterest-bearing deposits | 6,627,000 | 6,112,000 | 5,476,000 | 6,224,000 |
| Equity capital | 6,177,000 | 6,305,000 | 6,481,000 | 6,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 850,000 | 1,797,000 | 2,783,000 | 3,825,000 |
| Interest expense | 223,000 | 461,000 | 717,000 | 1,000,000 |
| Net interest income | 627,000 | 1,336,000 | 2,066,000 | 2,825,000 |
| Noninterest income | 95,000 | 194,000 | 297,000 | 409,000 |
| Noninterest expense | 513,000 | 1,143,000 | 1,717,000 | 2,374,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 194,000 | 357,000 | 601,000 | 800,000 |
| Income tax | 41,000 | 92,000 | 166,000 | 245,000 |
| Net income | 153,000 | 265,000 | 435,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,200,000 | 6,311,000 | 6,482,000 | 6,601,000 |
| Total capital | 6,622,000 | 6,728,000 | 6,902,000 | 6,985,000 |
| Risk-weighted assets | 55,299,000 | 60,154,000 | 63,402,000 | 65,328,000 |