Call reports 2018
PEOPLES BANK, THE — 2018
What PEOPLES BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 47,846,000 | 52,594,000 | 57,667,000 | 62,604,000 |
| Total loans | 42,390,000 | 45,604,000 | 47,326,000 | 49,251,000 |
| Allowance for loan losses | 378,000 | 392,000 | 407,000 | 419,000 |
| Securities available for sale | 1,671,000 | 1,640,000 | 1,609,000 | 2,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,393,000 | 45,189,000 | 48,649,000 | 54,983,000 |
| Interest-bearing deposits | 36,819,000 | 39,470,000 | 43,549,000 | 49,665,000 |
| Noninterest-bearing deposits | 4,574,000 | 5,719,000 | 5,100,000 | 5,318,000 |
| Equity capital | 4,587,000 | 4,312,000 | 5,650,000 | 5,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 703,000 | 1,422,000 | 2,204,000 | 3,051,000 |
| Interest expense | 92,000 | 204,000 | 356,000 | 556,000 |
| Net interest income | 611,000 | 1,218,000 | 1,848,000 | 2,495,000 |
| Noninterest income | 75,000 | 166,000 | 256,000 | 402,000 |
| Noninterest expense | 422,000 | 864,000 | 1,358,000 | 1,923,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 249,000 | 490,000 | 701,000 | 914,000 |
| Income tax | 44,000 | 104,000 | 130,000 | 176,000 |
| Net income | 205,000 | 386,000 | 571,000 | 738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,565,000 | 4,324,000 | 5,675,000 | 5,856,000 |
| Total capital | 4,943,000 | 4,716,000 | 6,082,000 | 6,275,000 |
| Risk-weighted assets | 42,559,000 | 45,915,000 | 50,718,000 | 53,455,000 |