Call reports 2017
PEOPLES BANK, THE — 2017
What PEOPLES BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 43,004,000 | 43,860,000 | 47,084,000 | 46,798,000 |
| Total loans | 36,955,000 | 37,948,000 | 39,245,000 | 40,277,000 |
| Allowance for loan losses | 356,000 | 384,000 | 364,000 | 369,000 |
| Securities available for sale | 1,836,000 | 1,810,000 | 1,758,000 | 1,714,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,546,000 | 37,252,000 | 41,406,000 | 41,340,000 |
| Interest-bearing deposits | 33,282,000 | 33,096,000 | 35,591,000 | 36,350,000 |
| Noninterest-bearing deposits | 4,264,000 | 4,156,000 | 5,815,000 | 4,990,000 |
| Equity capital | 4,352,000 | 4,425,000 | 4,496,000 | 4,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 608,000 | 1,216,000 | 1,836,000 | 2,489,000 |
| Interest expense | 68,000 | 145,000 | 226,000 | 316,000 |
| Net interest income | 540,000 | 1,071,000 | 1,610,000 | 2,173,000 |
| Noninterest income | 76,000 | 157,000 | 245,000 | 325,000 |
| Noninterest expense | 414,000 | 872,000 | 1,289,000 | 1,730,000 |
| Provision for loan losses | 30,000 | 45,000 | 60,000 | 85,000 |
| Pretax income | 172,000 | 311,000 | 506,000 | 683,000 |
| Income tax | 72,000 | 132,000 | 214,000 | 275,000 |
| Net income | 100,000 | 179,000 | 292,000 | 408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,292,000 | 4,369,000 | 4,447,000 | 4,499,000 |
| Total capital | 4,648,000 | 4,753,000 | 4,811,000 | 4,868,000 |
| Risk-weighted assets | 37,137,000 | 38,116,000 | 39,770,000 | 40,866,000 |