Call reports 2016
PEOPLES BANK, THE — 2016
What PEOPLES BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 39,127,000 | 39,239,000 | 41,926,000 | 42,762,000 |
| Total loans | 31,846,000 | 33,040,000 | 34,045,000 | 34,992,000 |
| Allowance for loan losses | 329,000 | 333,000 | 336,000 | 351,000 |
| Securities available for sale | 2,249,000 | 2,174,000 | 2,051,000 | 2,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,347,000 | 32,648,000 | 36,016,000 | 37,320,000 |
| Interest-bearing deposits | 29,018,000 | 28,208,000 | 31,397,000 | 32,800,000 |
| Noninterest-bearing deposits | 4,329,000 | 4,440,000 | 4,619,000 | 4,520,000 |
| Equity capital | 4,455,000 | 4,609,000 | 4,734,000 | 4,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 499,000 | 1,048,000 | 1,598,000 | 2,144,000 |
| Interest expense | 65,000 | 130,000 | 198,000 | 267,000 |
| Net interest income | 434,000 | 918,000 | 1,400,000 | 1,877,000 |
| Noninterest income | 80,000 | 162,000 | 240,000 | 321,000 |
| Noninterest expense | 417,000 | 803,000 | 1,226,000 | 1,665,000 |
| Provision for loan losses | 12,000 | 24,000 | 39,000 | 54,000 |
| Pretax income | 85,000 | 253,000 | 375,000 | 479,000 |
| Income tax | 15,000 | 40,000 | 67,000 | 139,000 |
| Net income | 70,000 | 213,000 | 308,000 | 340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,343,000 | 4,492,000 | 4,615,000 | 4,195,000 |
| Total capital | 4,672,000 | 4,825,000 | 4,951,000 | 4,546,000 |
| Risk-weighted assets | 32,042,000 | 33,454,000 | 34,568,000 | 35,486,000 |