Call reports 2015
PEOPLES BANK, THE — 2015
What PEOPLES BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 37,581,000 | 37,245,000 | 37,569,000 | 38,181,000 |
| Total loans | 28,802,000 | 29,701,000 | 31,303,000 | 31,129,000 |
| Allowance for loan losses | 431,000 | 436,000 | 435,000 | 482,000 |
| Securities available for sale | 3,005,000 | 2,878,000 | 2,359,000 | 2,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,978,000 | 31,624,000 | 31,838,000 | 32,430,000 |
| Interest-bearing deposits | 26,849,000 | 27,414,000 | 27,254,000 | 28,401,000 |
| Noninterest-bearing deposits | 5,129,000 | 4,210,000 | 4,584,000 | 4,029,000 |
| Equity capital | 3,859,000 | 3,939,000 | 4,076,000 | 4,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 476,000 | 959,000 | 1,454,000 | 1,959,000 |
| Interest expense | 70,000 | 134,000 | 201,000 | 269,000 |
| Net interest income | 406,000 | 825,000 | 1,253,000 | 1,690,000 |
| Noninterest income | 73,000 | 159,000 | 240,000 | 329,000 |
| Noninterest expense | 438,000 | 845,000 | 1,299,000 | 1,733,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 29,000 | 115,000 | 158,000 | 238,000 |
| Income tax | 13,000 | 21,000 | 29,000 | 39,000 |
| Net income | 16,000 | 94,000 | 129,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,882,000 | 3,838,000 | 3,973,000 | 4,103,000 |
| Total capital | 4,246,000 | 4,208,000 | 4,364,000 | 4,495,000 |
| Risk-weighted assets | 29,111,000 | 29,507,000 | 31,235,000 | 31,211,000 |