Call reports 2014
PEOPLES BANK, THE — 2014
What PEOPLES BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 35,696,000 | 35,940,000 | 35,484,000 | 36,314,000 |
| Total loans | 27,027,000 | 27,689,000 | 29,060,000 | 29,577,000 |
| Allowance for loan losses | 472,000 | 479,000 | 493,000 | 453,000 |
| Securities available for sale | 3,237,000 | 3,152,000 | 3,067,000 | 3,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,557,000 | 30,661,000 | 30,145,000 | 30,590,000 |
| Interest-bearing deposits | 25,789,000 | 25,376,000 | 25,057,000 | 25,855,000 |
| Noninterest-bearing deposits | 4,769,000 | 5,285,000 | 5,088,000 | 4,735,000 |
| Equity capital | 3,141,000 | 3,394,000 | 3,472,000 | 3,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 457,000 | 930,000 | 1,431,000 | 1,946,000 |
| Interest expense | 85,000 | 170,000 | 249,000 | 324,000 |
| Net interest income | 372,000 | 760,000 | 1,182,000 | 1,622,000 |
| Noninterest income | 81,000 | 169,000 | 253,000 | 331,000 |
| Noninterest expense | 425,000 | 820,000 | 1,271,000 | 1,716,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 16,000 | 85,000 | 128,000 | 189,000 |
| Income tax | 0 | 17,000 | 35,000 | -55,000 |
| Net income | 16,000 | 68,000 | 93,000 | 244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,240,000 | 3,520,000 | 3,598,000 | 3,608,000 |
| Total capital | 3,577,000 | 3,863,000 | 3,951,000 | 3,966,000 |
| Risk-weighted assets | 27,078,000 | 27,406,000 | 28,073,000 | 28,513,000 |