Call reports 2013
PEOPLES BANK, THE — 2013
What PEOPLES BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 37,513,000 | 35,794,000 | 35,624,000 | 36,109,000 |
| Total loans | 25,125,000 | 25,557,000 | 26,034,000 | 26,884,000 |
| Allowance for loan losses | 357,000 | 333,000 | 352,000 | 457,000 |
| Securities available for sale | 3,967,000 | 3,599,000 | 3,462,000 | 3,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,124,000 | 30,498,000 | 30,309,000 | 30,683,000 |
| Interest-bearing deposits | 27,625,000 | 25,812,000 | 25,463,000 | 25,871,000 |
| Noninterest-bearing deposits | 4,499,000 | 4,686,000 | 4,846,000 | 4,812,000 |
| Equity capital | 3,129,000 | 3,076,000 | 3,141,000 | 3,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 455,000 | 900,000 | 1,350,000 | 1,811,000 |
| Interest expense | 97,000 | 191,000 | 281,000 | 373,000 |
| Net interest income | 358,000 | 709,000 | 1,069,000 | 1,438,000 |
| Noninterest income | 65,000 | 146,000 | 219,000 | 308,000 |
| Noninterest expense | 380,000 | 750,000 | 1,145,000 | 1,549,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 140,000 |
| Pretax income | 31,000 | 81,000 | 107,000 | 57,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 31,000 | 81,000 | 107,000 | 57,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,119,000 | 3,177,000 | 3,203,000 | 3,118,000 |
| Total capital | 3,453,000 | 3,506,000 | 3,532,000 | 3,457,000 |
| Risk-weighted assets | 25,952,000 | 25,907,000 | 26,299,000 | 26,986,000 |