Call reports 2012
PEOPLES BANK, THE — 2012
What PEOPLES BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 36,155,000 | 36,626,000 | 35,905,000 | 36,349,000 |
| Total loans | 26,439,000 | 26,439,000 | 26,112,000 | 25,846,000 |
| Allowance for loan losses | 371,000 | 381,000 | 395,000 | 375,000 |
| Securities available for sale | 4,021,000 | 4,046,000 | 3,988,000 | 3,897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,631,000 | 31,064,000 | 30,424,000 | 30,872,000 |
| Interest-bearing deposits | 25,830,000 | 26,577,000 | 25,888,000 | 26,764,000 |
| Noninterest-bearing deposits | 4,801,000 | 4,487,000 | 4,536,000 | 4,108,000 |
| Equity capital | 2,954,000 | 3,065,000 | 3,034,000 | 3,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 468,000 | 936,000 | 1,399,000 | 1,859,000 |
| Interest expense | 104,000 | 205,000 | 303,000 | 394,000 |
| Net interest income | 364,000 | 731,000 | 1,096,000 | 1,465,000 |
| Noninterest income | 71,000 | 174,000 | 246,000 | 309,000 |
| Noninterest expense | 369,000 | 731,000 | 1,131,000 | 1,482,000 |
| Provision for loan losses | 12,000 | 27,000 | 39,000 | 51,000 |
| Pretax income | 54,000 | 147,000 | 172,000 | 241,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 54,000 | 147,000 | 172,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,955,000 | 3,049,000 | 3,017,000 | 3,087,000 |
| Total capital | 3,297,000 | 3,394,000 | 3,354,000 | 3,422,000 |
| Risk-weighted assets | 26,594,000 | 26,828,000 | 26,459,000 | 26,269,000 |