Call reports 2011
PEOPLES BANK, THE — 2011
What PEOPLES BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 34,959,000 | 35,029,000 | 34,956,000 | 35,622,000 |
| Total loans | 26,737,000 | 26,092,000 | 26,653,000 | 26,016,000 |
| Allowance for loan losses | 278,000 | 290,000 | 334,000 | 396,000 |
| Securities available for sale | 4,580,000 | 4,156,000 | 4,052,000 | 4,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,684,000 | 29,524,000 | 29,271,000 | 30,047,000 |
| Interest-bearing deposits | 26,113,000 | 25,416,000 | 25,385,000 | 26,071,000 |
| Noninterest-bearing deposits | 3,571,000 | 4,108,000 | 3,886,000 | 3,976,000 |
| Equity capital | 2,755,000 | 2,885,000 | 2,896,000 | 2,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 478,000 | 953,000 | 1,422,000 | 1,904,000 |
| Interest expense | 130,000 | 258,000 | 380,000 | 498,000 |
| Net interest income | 348,000 | 695,000 | 1,042,000 | 1,406,000 |
| Noninterest income | 61,000 | 134,000 | 215,000 | 276,000 |
| Noninterest expense | 336,000 | 683,000 | 1,051,000 | 1,382,000 |
| Provision for loan losses | 22,000 | 38,000 | 85,000 | 193,000 |
| Pretax income | 51,000 | 108,000 | 121,000 | 107,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 51,000 | 108,000 | 121,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,799,000 | 2,871,000 | 2,885,000 | 2,902,000 |
| Total capital | 3,077,000 | 3,161,000 | 3,219,000 | 3,237,000 |
| Risk-weighted assets | 26,075,000 | 25,550,000 | 26,019,000 | 26,008,000 |