Call reports 2010
PEOPLES BANK, THE — 2010
What PEOPLES BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 35,919,000 | 36,766,000 | 35,369,000 | 36,576,000 |
| Total loans | 25,570,000 | 26,118,000 | 27,220,000 | 26,901,000 |
| Allowance for loan losses | 371,000 | 299,000 | 314,000 | 282,000 |
| Securities available for sale | 3,706,000 | 4,150,000 | 4,660,000 | 4,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,417,000 | 31,240,000 | 29,802,000 | 30,508,000 |
| Interest-bearing deposits | 26,993,000 | 27,997,000 | 26,202,000 | 26,984,000 |
| Noninterest-bearing deposits | 3,424,000 | 3,243,000 | 3,600,000 | 3,524,000 |
| Equity capital | 2,643,000 | 2,795,000 | 2,890,000 | 2,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 940,000 | 1,444,000 | 1,941,000 |
| Interest expense | 154,000 | 302,000 | 449,000 | 591,000 |
| Net interest income | 306,000 | 638,000 | 995,000 | 1,350,000 |
| Noninterest income | 65,000 | 133,000 | 202,000 | 266,000 |
| Noninterest expense | 310,000 | 644,000 | 970,000 | 1,324,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 140,000 |
| Pretax income | 46,000 | 97,000 | 182,000 | 152,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 46,000 | 97,000 | 182,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,665,000 | 2,775,000 | 2,860,000 | 2,829,000 |
| Total capital | 2,990,000 | 3,074,000 | 3,174,000 | 3,111,000 |
| Risk-weighted assets | 25,190,000 | 25,864,000 | 26,389,000 | 26,307,000 |