Call reports 2009
PEOPLES BANK, THE — 2009
What PEOPLES BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 27,487,000 | 30,160,000 | 31,497,000 | 32,482,000 |
| Total loans | 20,518,000 | 23,700,000 | 25,130,000 | 25,155,000 |
| Allowance for loan losses | 263,000 | 285,000 | 396,000 | 382,000 |
| Securities available for sale | 4,424,000 | 3,814,000 | 3,744,000 | 3,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,885,000 | 23,474,000 | 25,454,000 | 26,971,000 |
| Interest-bearing deposits | 19,870,000 | 20,467,000 | 22,081,000 | 23,163,000 |
| Noninterest-bearing deposits | 3,015,000 | 3,007,000 | 3,373,000 | 3,808,000 |
| Equity capital | 2,628,000 | 2,664,000 | 2,645,000 | 2,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 829,000 | 1,280,000 | 1,752,000 |
| Interest expense | 118,000 | 256,000 | 407,000 | 549,000 |
| Net interest income | 264,000 | 573,000 | 873,000 | 1,203,000 |
| Noninterest income | 64,000 | 131,000 | 216,000 | 273,000 |
| Noninterest expense | 281,000 | 583,000 | 899,000 | 1,205,000 |
| Provision for loan losses | 9,000 | 23,000 | 136,000 | 232,000 |
| Pretax income | 38,000 | 98,000 | 138,000 | 123,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 38,000 | 98,000 | 138,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,534,000 | 2,594,000 | 2,634,000 | 2,619,000 |
| Total capital | 2,797,000 | 2,879,000 | 2,936,000 | 2,874,000 |
| Risk-weighted assets | 20,536,000 | 23,252,000 | 24,124,000 | 24,114,000 |