Call reports 2008
PEOPLES BANK, THE — 2008
What PEOPLES BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 22,696,000 | 22,001,000 | 22,246,000 | 25,467,000 |
| Total loans | 13,474,000 | 14,494,000 | 15,849,000 | 17,740,000 |
| Allowance for loan losses | 235,000 | 203,000 | 212,000 | 230,000 |
| Securities available for sale | 5,456,000 | 5,243,000 | 4,437,000 | 4,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,930,000 | 19,351,000 | 19,414,000 | 22,230,000 |
| Interest-bearing deposits | 16,829,000 | 16,354,000 | 16,296,000 | 19,185,000 |
| Noninterest-bearing deposits | 3,101,000 | 2,997,000 | 3,118,000 | 3,045,000 |
| Equity capital | 2,627,000 | 2,538,000 | 2,505,000 | 2,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 324,000 | 662,000 | 997,000 | 1,344,000 |
| Interest expense | 113,000 | 217,000 | 321,000 | 427,000 |
| Net interest income | 211,000 | 445,000 | 676,000 | 917,000 |
| Noninterest income | 61,000 | 128,000 | 186,000 | 262,000 |
| Noninterest expense | 239,000 | 504,000 | 858,000 | 1,123,000 |
| Provision for loan losses | 11,000 | 23,000 | 50,000 | 117,000 |
| Pretax income | 22,000 | 46,000 | -44,000 | -59,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 22,000 | 46,000 | -44,000 | -59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,577,000 | 2,601,000 | 2,512,000 | 2,496,000 |
| Total capital | 2,766,000 | 2,804,000 | 2,724,000 | 2,726,000 |
| Risk-weighted assets | 15,053,000 | 15,675,000 | 16,517,000 | 18,321,000 |