Call reports 2007
PEOPLES BANK, THE — 2007
What PEOPLES BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 22,142,000 | 21,697,000 | 21,002,000 | 21,764,000 |
| Total loans | 11,013,000 | 10,768,000 | 11,856,000 | 12,866,000 |
| Allowance for loan losses | 184,000 | 182,000 | 186,000 | 224,000 |
| Securities available for sale | 5,715,000 | 5,664,000 | 6,270,000 | 6,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,670,000 | 17,987,000 | 17,566,000 | 18,785,000 |
| Interest-bearing deposits | 15,142,000 | 14,726,000 | 14,377,000 | 15,859,000 |
| Noninterest-bearing deposits | 3,528,000 | 3,261,000 | 3,189,000 | 2,926,000 |
| Equity capital | 2,498,000 | 2,479,000 | 2,586,000 | 2,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 326,000 | 662,000 | 989,000 | 1,328,000 |
| Interest expense | 89,000 | 185,000 | 280,000 | 383,000 |
| Net interest income | 237,000 | 477,000 | 709,000 | 945,000 |
| Noninterest income | 53,000 | 109,000 | 166,000 | 226,000 |
| Noninterest expense | 254,000 | 511,000 | 790,000 | 1,090,000 |
| Provision for loan losses | 11,000 | 18,000 | 28,000 | 110,000 |
| Pretax income | 25,000 | 57,000 | 57,000 | -29,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 25,000 | 57,000 | 57,000 | -29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,609,000 | 2,641,000 | 2,641,000 | 2,554,000 |
| Total capital | 2,772,000 | 2,801,000 | 2,810,000 | 2,734,000 |
| Risk-weighted assets | 13,057,000 | 12,778,000 | 13,530,000 | 14,394,000 |