Call reports 2006
PEOPLES BANK, THE — 2006
What PEOPLES BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 22,132,000 | 20,830,000 | 21,577,000 | 22,657,000 |
| Total loans | 12,154,000 | 11,627,000 | 11,349,000 | 11,239,000 |
| Allowance for loan losses | 201,000 | 179,000 | 185,000 | 241,000 |
| Securities available for sale | 6,701,000 | 6,061,000 | 6,177,000 | 5,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,522,000 | 16,643,000 | 17,516,000 | 18,343,000 |
| Interest-bearing deposits | 14,937,000 | 13,586,000 | 14,690,000 | 15,089,000 |
| Noninterest-bearing deposits | 3,585,000 | 3,057,000 | 2,826,000 | 3,254,000 |
| Equity capital | 2,681,000 | 2,734,000 | 2,837,000 | 2,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 328,000 | 668,000 | 981,000 | 1,329,000 |
| Interest expense | 63,000 | 122,000 | 195,000 | 282,000 |
| Net interest income | 265,000 | 546,000 | 786,000 | 1,047,000 |
| Noninterest income | 50,000 | 108,000 | 162,000 | 225,000 |
| Noninterest expense | 236,000 | 460,000 | 734,000 | 1,013,000 |
| Provision for loan losses | 11,000 | 21,000 | 32,000 | 142,000 |
| Pretax income | 68,000 | 162,000 | 171,000 | 106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 68,000 | 162,000 | 171,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,905,000 | 2,999,000 | 2,986,000 | 2,584,000 |
| Total capital | 3,075,000 | 3,165,000 | 3,151,000 | 2,750,000 |
| Risk-weighted assets | 13,565,000 | 13,254,000 | 13,179,000 | 13,240,000 |