Call reports 2005
PEOPLES BANK, THE — 2005
What PEOPLES BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 23,109,000 | 23,332,000 | 23,392,000 | 23,002,000 |
| Total loans | 13,808,000 | 14,142,000 | 13,667,000 | 12,431,000 |
| Allowance for loan losses | 228,000 | 200,000 | 205,000 | 197,000 |
| Securities available for sale | 6,472,000 | 6,576,000 | 6,498,000 | 6,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,018,000 | 18,573,000 | 19,182,000 | 18,977,000 |
| Interest-bearing deposits | 15,471,000 | 14,918,000 | 15,219,000 | 15,299,000 |
| Noninterest-bearing deposits | 3,547,000 | 3,655,000 | 3,963,000 | 3,678,000 |
| Equity capital | 2,495,000 | 2,672,000 | 2,644,000 | 2,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 314,000 | 649,000 | 999,000 | 1,345,000 |
| Interest expense | 58,000 | 119,000 | 182,000 | 248,000 |
| Net interest income | 256,000 | 530,000 | 817,000 | 1,097,000 |
| Noninterest income | 57,000 | 106,000 | 163,000 | 228,000 |
| Noninterest expense | 259,000 | 503,000 | 786,000 | 1,034,000 |
| Provision for loan losses | 0 | 7,000 | 18,000 | 51,000 |
| Pretax income | 54,000 | 126,000 | 176,000 | 240,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 54,000 | 126,000 | 176,000 | 240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,651,000 | 2,723,000 | 2,773,000 | 2,837,000 |
| Total capital | 2,848,000 | 2,923,000 | 2,956,000 | 3,012,000 |
| Risk-weighted assets | 15,696,000 | 16,010,000 | 14,649,000 | 13,973,000 |