Call reports 2004
PEOPLES BANK, THE — 2004
What PEOPLES BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 24,019,000 | 25,212,000 | 23,280,000 | 24,869,000 |
| Total loans | 14,030,000 | 14,205,000 | 14,031,000 | 14,041,000 |
| Allowance for loan losses | 222,000 | 274,000 | 280,000 | 253,000 |
| Securities available for sale | 5,980,000 | 5,910,000 | 6,039,000 | 6,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,611,000 | 21,986,000 | 19,485,000 | 20,122,000 |
| Interest-bearing deposits | 17,037,000 | 18,644,000 | 16,430,000 | 16,216,000 |
| Noninterest-bearing deposits | 3,574,000 | 3,342,000 | 3,055,000 | 3,906,000 |
| Equity capital | 2,821,000 | 2,618,000 | 2,795,000 | 2,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 320,000 | 611,000 | 925,000 | 1,239,000 |
| Interest expense | 60,000 | 119,000 | 180,000 | 239,000 |
| Net interest income | 260,000 | 492,000 | 745,000 | 1,000,000 |
| Noninterest income | 50,000 | 112,000 | 165,000 | 221,000 |
| Noninterest expense | 245,000 | 488,000 | 745,000 | 985,000 |
| Provision for loan losses | 10,000 | 99,000 | 103,000 | 103,000 |
| Pretax income | 60,000 | 18,000 | 63,000 | 134,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 60,000 | 18,000 | 63,000 | 134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,823,000 | 2,781,000 | 2,826,000 | 2,897,000 |
| Total capital | 3,024,000 | 2,988,000 | 3,023,000 | 3,103,000 |
| Risk-weighted assets | 16,079,000 | 16,466,000 | 15,643,000 | 16,411,000 |