Call reports 2003
PEOPLES BANK, THE — 2003
What PEOPLES BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 23,364,000 | 23,095,000 | 24,070,000 | 23,393,000 |
| Total loans | 14,478,000 | 14,510,000 | 14,241,000 | 13,685,000 |
| Allowance for loan losses | 183,000 | 202,000 | 206,000 | 221,000 |
| Securities available for sale | 6,731,000 | 6,203,000 | 6,086,000 | 7,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,996,000 | 19,695,000 | 20,760,000 | 20,128,000 |
| Interest-bearing deposits | 16,957,000 | 16,241,000 | 16,487,000 | 17,055,000 |
| Noninterest-bearing deposits | 3,039,000 | 3,454,000 | 4,273,000 | 3,073,000 |
| Equity capital | 2,598,000 | 2,690,000 | 2,604,000 | 2,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 316,000 | 636,000 | 945,000 | 1,262,000 |
| Interest expense | 84,000 | 154,000 | 219,000 | 284,000 |
| Net interest income | 232,000 | 482,000 | 726,000 | 978,000 |
| Noninterest income | 38,000 | 78,000 | 121,000 | 167,000 |
| Noninterest expense | 214,000 | 440,000 | 689,000 | 912,000 |
| Provision for loan losses | 10,000 | 46,000 | 56,000 | 67,000 |
| Pretax income | 63,000 | 138,000 | 166,000 | 230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 63,000 | 138,000 | 166,000 | 230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,596,000 | 2,671,000 | 2,699,000 | 2,763,000 |
| Total capital | 2,779,000 | 2,865,000 | 2,892,000 | 2,955,000 |
| Risk-weighted assets | 15,365,000 | 15,521,000 | 15,414,000 | 15,359,000 |