Call reports 2002
PEOPLES BANK, THE — 2002
What PEOPLES BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 23,883,000 | 23,557,000 | 24,721,000 | 23,682,000 |
| Total loans | 13,893,000 | 13,869,000 | 14,349,000 | 14,638,000 |
| Allowance for loan losses | 153,000 | 162,000 | 166,000 | 183,000 |
| Securities available for sale | 6,694,000 | 7,680,000 | 7,306,000 | 6,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,146,000 | 20,594,000 | 20,877,000 | 20,322,000 |
| Interest-bearing deposits | 17,507,000 | 16,797,000 | 16,712,000 | 17,177,000 |
| Noninterest-bearing deposits | 3,639,000 | 3,797,000 | 4,165,000 | 3,145,000 |
| Equity capital | 2,216,000 | 2,446,000 | 2,505,000 | 2,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 347,000 | 687,000 | 1,020,000 | 1,352,000 |
| Interest expense | 120,000 | 230,000 | 333,000 | 434,000 |
| Net interest income | 227,000 | 457,000 | 687,000 | 918,000 |
| Noninterest income | 37,000 | 78,000 | 122,000 | 162,000 |
| Noninterest expense | 204,000 | 420,000 | 667,000 | 885,000 |
| Provision for loan losses | 10,000 | 21,000 | 32,000 | 92,000 |
| Pretax income | 50,000 | 94,000 | 178,000 | 210,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 94,000 | 178,000 | 210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,373,000 | 2,417,000 | 2,501,000 | 2,533,000 |
| Total capital | 2,526,000 | 2,579,000 | 2,667,000 | 2,716,000 |
| Risk-weighted assets | 15,123,000 | 15,106,000 | 15,491,000 | 15,390,000 |