Call reports 2001
PEOPLES BANK, THE — 2001
What PEOPLES BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,205,000 | 22,652,000 | 23,229,000 | 23,145,000 |
| Total loans | 12,771,000 | 13,257,000 | 13,804,000 | 13,841,000 |
| Allowance for loan losses | 144,000 | 152,000 | 151,000 | 148,000 |
| Securities available for sale | 5,871,000 | 5,967,000 | 7,171,000 | 5,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,621,000 | 19,918,000 | 20,115,000 | 20,289,000 |
| Interest-bearing deposits | 16,351,000 | 16,047,000 | 16,277,000 | 16,744,000 |
| Noninterest-bearing deposits | 3,270,000 | 3,871,000 | 3,838,000 | 3,545,000 |
| Equity capital | 2,174,000 | 2,199,000 | 2,411,000 | 2,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 401,000 | 795,000 | 1,174,000 | 1,531,000 |
| Interest expense | 148,000 | 304,000 | 451,000 | 582,000 |
| Net interest income | 253,000 | 491,000 | 723,000 | 949,000 |
| Noninterest income | 33,000 | 80,000 | 117,000 | 152,000 |
| Noninterest expense | 219,000 | 463,000 | 715,000 | 936,000 |
| Provision for loan losses | 11,000 | 21,000 | 32,000 | 42,000 |
| Pretax income | 63,000 | 95,000 | 102,000 | 202,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 63,000 | 95,000 | 102,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,184,000 | 2,216,000 | 2,223,000 | 2,323,000 |
| Total capital | 2,328,000 | 2,368,000 | 2,374,000 | 2,471,000 |
| Risk-weighted assets | 12,642,000 | 14,533,000 | 14,986,000 | 14,770,000 |