Call report 2004Q4
CORNERSTONE BANK & TRUST, NATIONAL ASSOCIATION — 2004Q4
The 22 measures CORNERSTONE BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 100,744,000 | USD | evidence → |
| Total loans | 58,420,000 | USD | evidence → |
| Allowance for loan losses | 1,123,000 | USD | evidence → |
| Securities available for sale | 27,714,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,478,000 | USD | evidence → |
| Interest-bearing deposits | 70,580,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,898,000 | USD | evidence → |
| Equity capital | 13,765,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,135,000 | USD | evidence → |
| Interest expense | 1,530,000 | USD | evidence → |
| Net interest income | 3,605,000 | USD | evidence → |
| Noninterest income | 1,043,000 | USD | evidence → |
| Noninterest expense | 3,894,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 770,000 | USD | evidence → |
| Income tax | 281,000 | USD | evidence → |
| Net income | 489,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,871,000 | USD | evidence → |
| Total capital | 10,751,000 | USD | evidence → |
| Risk-weighted assets | 70,139,000 | USD | evidence → |