Call report 2002Q4
CORNERSTONE BANK & TRUST, NATIONAL ASSOCIATION — 2002Q4
The 22 measures CORNERSTONE BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,621,000 | USD | evidence → |
| Total loans | 68,940,000 | USD | evidence → |
| Allowance for loan losses | 636,000 | USD | evidence → |
| Securities available for sale | 11,660,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,385,000 | USD | evidence → |
| Interest-bearing deposits | 71,924,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,461,000 | USD | evidence → |
| Equity capital | 6,739,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,853,000 | USD | evidence → |
| Interest expense | 2,119,000 | USD | evidence → |
| Net interest income | 3,734,000 | USD | evidence → |
| Noninterest income | 1,125,000 | USD | evidence → |
| Noninterest expense | 3,854,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 949,000 | USD | evidence → |
| Income tax | 205,000 | USD | evidence → |
| Net income | 744,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,614,000 | USD | evidence → |
| Total capital | 7,250,000 | USD | evidence → |
| Risk-weighted assets | 65,682,000 | USD | evidence → |