Call reports 2012
ADVANCE BANK — 2012
What ADVANCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 64,117,000 | 63,030,000 | 61,278,000 | 60,763,000 |
| Total loans | 50,986,000 | 49,032,000 | 48,248,000 | 46,119,000 |
| Allowance for loan losses | 896,000 | 890,000 | 790,000 | 742,000 |
| Securities available for sale | 3,005,000 | 2,498,000 | 2,734,000 | 2,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,897,000 | 51,812,000 | 50,113,000 | 49,599,000 |
| Interest-bearing deposits | 49,137,000 | 48,402,000 | 46,966,000 | 46,521,000 |
| Noninterest-bearing deposits | 3,760,000 | 3,410,000 | 3,147,000 | 3,078,000 |
| Equity capital | 5,805,000 | 5,848,000 | 5,943,000 | 5,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 839,000 | 1,649,000 | 2,432,000 | 3,194,000 |
| Interest expense | 133,000 | 258,000 | 380,000 | 498,000 |
| Net interest income | 706,000 | 1,391,000 | 2,052,000 | 2,696,000 |
| Noninterest income | 105,000 | 186,000 | 275,000 | 346,000 |
| Noninterest expense | 712,000 | 1,374,000 | 2,056,000 | 2,750,000 |
| Provision for loan losses | 45,000 | 90,000 | 10,000 | 25,000 |
| Pretax income | 54,000 | 113,000 | 261,000 | 273,000 |
| Income tax | 14,000 | 30,000 | 78,000 | 216,000 |
| Net income | 40,000 | 83,000 | 183,000 | 57,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,820,000 | 4,887,000 | 5,036,000 | 5,055,000 |
| Total capital | 5,320,000 | 5,371,000 | 5,510,000 | 5,533,000 |
| Risk-weighted assets | 39,575,000 | 38,335,000 | 37,568,000 | 38,003,000 |