Call reports 2002
SECURITY STATE BANK OF DEER CREEK — 2002
What SECURITY STATE BANK OF DEER CREEK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 16,286,000 | 16,406,000 | 14,649,000 |
| Total loans | 3,502,000 | 3,264,000 | 3,020,000 |
| Allowance for loan losses | 68,000 | 68,000 | 63,000 |
| Securities available for sale | 6,808,000 | 7,397,000 | 8,020,000 |
| Securities held to maturity | 1,614,000 | 1,468,000 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 13,713,000 | 13,690,000 | 12,732,000 |
| Interest-bearing deposits | 11,919,000 | 11,973,000 | 11,174,000 |
| Noninterest-bearing deposits | 1,794,000 | 1,717,000 | 1,558,000 |
| Equity capital | 2,533,000 | 2,674,000 | 1,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 231,000 | 449,000 | 193,000 |
| Interest expense | 98,000 | 188,000 | 70,000 |
| Net interest income | 133,000 | 261,000 | 123,000 |
| Noninterest income | 15,000 | 32,000 | 13,000 |
| Noninterest expense | 85,000 | 168,000 | 93,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 63,000 | 125,000 | 43,000 |
| Income tax | 18,000 | 27,000 | 0 |
| Net income | 45,000 | 98,000 | 43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 2,530,000 | 2,608,000 | 1,245,000 |
| Total capital | 2,598,000 | 2,676,000 | 1,308,000 |
| Risk-weighted assets | 8,509,000 | 8,278,000 | 7,654,000 |