Call reports 2001
SECURITY STATE BANK OF DEER CREEK — 2001
What SECURITY STATE BANK OF DEER CREEK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 16,432,000 | 16,326,000 | 16,681,000 | 16,161,000 |
| Total loans | 4,736,000 | 4,370,000 | 4,102,000 | 3,785,000 |
| Allowance for loan losses | 57,000 | 79,000 | 76,000 | 68,000 |
| Securities available for sale | 4,477,000 | 5,105,000 | 5,421,000 | 7,169,000 |
| Securities held to maturity | 3,342,000 | 3,073,000 | 2,533,000 | 1,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,921,000 | 13,788,000 | 14,049,000 | 13,560,000 |
| Interest-bearing deposits | 12,344,000 | 12,201,000 | 12,303,000 | 11,914,000 |
| Noninterest-bearing deposits | 1,577,000 | 1,587,000 | 1,746,000 | 1,646,000 |
| Equity capital | 2,425,000 | 2,440,000 | 2,500,000 | 2,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 290,000 | 577,000 | 858,000 | 1,106,000 |
| Interest expense | 136,000 | 273,000 | 407,000 | 513,000 |
| Net interest income | 154,000 | 304,000 | 451,000 | 593,000 |
| Noninterest income | 9,000 | 19,000 | 30,000 | 39,000 |
| Noninterest expense | 87,000 | 173,000 | 263,000 | 354,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 20,000 |
| Pretax income | 76,000 | 130,000 | 198,000 | 258,000 |
| Income tax | 33,000 | 66,000 | 110,000 | 104,000 |
| Net income | 43,000 | 64,000 | 88,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,389,000 | 2,395,000 | 2,419,000 | 2,485,000 |
| Total capital | 2,446,000 | 2,474,000 | 2,495,000 | 2,553,000 |
| Risk-weighted assets | 9,139,000 | 9,736,000 | 9,182,000 | 8,739,000 |