Call reports 2025
WESTERN BANK — 2025
What WESTERN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 297,233,000 | 311,714,000 | 316,033,000 | 321,514,000 |
| Total loans | 69,885,000 | 73,666,000 | 70,839,000 | 74,093,000 |
| Allowance for loan losses | 1,559,000 | 1,559,000 | 1,533,000 | 1,453,000 |
| Securities available for sale | 101,846,000 | 101,771,000 | 107,462,000 | 115,411,000 |
| Securities held to maturity | 97,398,000 | 96,596,000 | 95,915,000 | 95,392,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,197,000 | 274,512,000 | 277,558,000 | 282,157,000 |
| Interest-bearing deposits | 136,354,000 | 144,639,000 | 147,723,000 | 149,952,000 |
| Noninterest-bearing deposits | 120,843,000 | 129,873,000 | 129,835,000 | 132,205,000 |
| Equity capital | 36,688,000 | 33,600,000 | 34,640,000 | 35,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,004,000 | 6,157,000 | 9,497,000 | 12,870,000 |
| Interest expense | 386,000 | 804,000 | 1,238,000 | 1,642,000 |
| Net interest income | 2,618,000 | 5,353,000 | 8,259,000 | 11,228,000 |
| Noninterest income | 491,000 | 981,000 | 1,494,000 | 2,107,000 |
| Noninterest expense | 1,724,000 | 3,514,000 | 5,238,000 | 7,009,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 1,385,000 | 2,820,000 | 4,520,000 | 6,281,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,385,000 | 2,820,000 | 4,520,000 | 6,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,074,000 | 36,510,000 | 37,209,000 | 37,971,000 |
| Total capital | 41,438,000 | 37,917,000 | 38,623,000 | 39,423,000 |
| Risk-weighted assets | 108,930,000 | 112,486,000 | 113,024,000 | 116,970,000 |