Call reports 2024
WESTERN BANK — 2024
What WESTERN BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 285,436,000 | 292,298,000 | 286,304,000 | 292,537,000 |
| Total loans | 71,996,000 | 74,604,000 | 73,633,000 | 74,852,000 |
| Allowance for loan losses | 1,600,000 | 1,600,000 | 1,600,000 | 1,559,000 |
| Securities available for sale | 81,320,000 | 81,994,000 | 84,149,000 | 92,790,000 |
| Securities held to maturity | 99,897,000 | 99,299,000 | 98,741,000 | 98,208,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,394,000 | 255,282,000 | 246,530,000 | 253,733,000 |
| Interest-bearing deposits | 134,560,000 | 135,253,000 | 131,254,000 | 133,045,000 |
| Noninterest-bearing deposits | 114,834,000 | 120,029,000 | 115,276,000 | 120,688,000 |
| Equity capital | 32,918,000 | 33,645,000 | 36,011,000 | 35,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,965,000 | 5,970,000 | 9,029,000 | 12,050,000 |
| Interest expense | 428,000 | 820,000 | 1,236,000 | 1,641,000 |
| Net interest income | 2,537,000 | 5,150,000 | 7,793,000 | 10,409,000 |
| Noninterest income | 484,000 | 993,000 | 1,529,000 | 2,078,000 |
| Noninterest expense | 1,663,000 | 3,360,000 | 5,124,000 | 6,893,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,358,000 | 2,783,000 | 4,198,000 | 5,594,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,358,000 | 2,783,000 | 4,198,000 | 5,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,603,000 | 38,279,000 | 38,994,000 | 39,689,000 |
| Total capital | 38,908,000 | 39,646,000 | 40,286,000 | 41,055,000 |
| Risk-weighted assets | 104,116,000 | 109,177,000 | 103,105,000 | 109,189,000 |