Call reports 2023
WESTERN BANK — 2023
What WESTERN BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 285,779,000 | 282,653,000 | 276,658,000 | 286,840,000 |
| Total loans | 77,550,000 | 75,555,000 | 74,457,000 | 73,010,000 |
| Allowance for loan losses | 1,465,000 | 1,465,000 | 1,461,000 | 1,598,000 |
| Securities available for sale | 75,329,000 | 71,272,000 | 69,539,000 | 74,467,000 |
| Securities held to maturity | 102,188,000 | 101,670,000 | 101,063,000 | 100,429,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,869,000 | 250,866,000 | 243,553,000 | 251,507,000 |
| Interest-bearing deposits | 136,951,000 | 138,121,000 | 135,534,000 | 137,117,000 |
| Noninterest-bearing deposits | 117,918,000 | 112,745,000 | 108,019,000 | 114,390,000 |
| Equity capital | 27,876,000 | 28,547,000 | 29,569,000 | 32,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,512,000 | 5,177,000 | 7,931,000 | 10,755,000 |
| Interest expense | 194,000 | 463,000 | 818,000 | 1,179,000 |
| Net interest income | 2,318,000 | 4,714,000 | 7,113,000 | 9,576,000 |
| Noninterest income | 466,000 | 947,000 | 1,603,000 | 2,079,000 |
| Noninterest expense | 1,232,000 | 2,765,000 | 4,348,000 | 5,801,000 |
| Provision for loan losses | 0 | 0 | 0 | 140,000 |
| Pretax income | 1,283,000 | 2,627,000 | 4,099,000 | 5,445,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,283,000 | 2,627,000 | 4,099,000 | 5,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,684,000 | 34,029,000 | 35,500,000 | 36,846,000 |
| Total capital | 34,126,000 | 35,392,000 | 36,874,000 | 38,196,000 |
| Risk-weighted assets | 115,326,000 | 108,977,000 | 109,825,000 | 107,873,000 |