Call reports 2022
WESTERN BANK — 2022
What WESTERN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 285,424,000 | 288,371,000 | 284,120,000 | 282,636,000 |
| Total loans | 74,622,000 | 78,306,000 | 79,463,000 | 79,241,000 |
| Allowance for loan losses | 1,468,000 | 1,468,000 | 1,468,000 | 1,465,000 |
| Securities available for sale | 79,752,000 | 80,794,000 | 76,575,000 | 79,724,000 |
| Securities held to maturity | 103,623,000 | 102,837,000 | 102,002,000 | 102,722,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,860,000 | 260,600,000 | 257,122,000 | 254,326,000 |
| Interest-bearing deposits | 136,694,000 | 135,998,000 | 139,323,000 | 140,086,000 |
| Noninterest-bearing deposits | 121,166,000 | 124,602,000 | 117,800,000 | 114,239,000 |
| Equity capital | 25,226,000 | 25,296,000 | 24,358,000 | 25,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,626,000 | 3,414,000 | 5,455,000 | 7,764,000 |
| Interest expense | 33,000 | 71,000 | 114,000 | 227,000 |
| Net interest income | 1,593,000 | 3,343,000 | 5,341,000 | 7,537,000 |
| Noninterest income | 455,000 | 940,000 | 1,415,000 | 1,920,000 |
| Noninterest expense | 1,440,000 | 2,419,000 | 3,870,000 | 5,694,000 |
| Provision for loan losses | -1,400,000 | -1,400,000 | -1,400,000 | -1,400,000 |
| Pretax income | 2,099,000 | 3,355,000 | 4,377,000 | 5,254,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,099,000 | 3,355,000 | 4,377,000 | 5,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,246,000 | 29,500,000 | 30,524,000 | 31,401,000 |
| Total capital | 29,567,000 | 30,840,000 | 31,875,000 | 32,762,000 |
| Risk-weighted assets | 105,558,000 | 107,069,000 | 107,998,000 | 108,747,000 |