Call reports 2021
WESTERN BANK — 2021
What WESTERN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 260,235,000 | 266,346,000 | 266,918,000 | 272,754,000 |
| Total loans | 74,629,000 | 72,575,000 | 71,177,000 | 73,974,000 |
| Allowance for loan losses | 2,848,000 | 2,871,000 | 2,868,000 | 2,868,000 |
| Securities available for sale | 155,549,000 | 172,726,000 | 174,263,000 | 182,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,426,000 | 235,973,000 | 237,055,000 | 243,263,000 |
| Interest-bearing deposits | 123,455,000 | 128,779,000 | 130,189,000 | 129,442,000 |
| Noninterest-bearing deposits | 107,971,000 | 107,194,000 | 106,866,000 | 113,821,000 |
| Equity capital | 26,330,000 | 27,783,000 | 27,361,000 | 27,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,823,000 | 3,511,000 | 5,119,000 | 6,797,000 |
| Interest expense | 46,000 | 84,000 | 119,000 | 153,000 |
| Net interest income | 1,777,000 | 3,427,000 | 5,000,000 | 6,644,000 |
| Noninterest income | 835,000 | 1,313,000 | 1,773,000 | 2,223,000 |
| Noninterest expense | 1,620,000 | 2,999,000 | 4,137,000 | 5,530,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,196,000 | 1,945,000 | 2,838,000 | 3,563,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,196,000 | 1,945,000 | 2,838,000 | 3,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,836,000 | 25,307,000 | 25,921,000 | 26,146,000 |
| Total capital | 26,203,000 | 26,596,000 | 27,258,000 | 27,430,000 |
| Risk-weighted assets | 107,897,000 | 101,538,000 | 105,406,000 | 101,146,000 |