Call reports 2020
WESTERN BANK — 2020
What WESTERN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 199,375,000 | 234,866,000 | 239,305,000 | 252,729,000 |
| Total loans | 72,850,000 | 81,855,000 | 85,976,000 | 76,169,000 |
| Allowance for loan losses | 2,830,000 | 2,876,000 | 2,854,000 | 2,847,000 |
| Securities available for sale | 106,098,000 | 123,575,000 | 127,827,000 | 155,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,732,000 | 205,760,000 | 210,303,000 | 222,893,000 |
| Interest-bearing deposits | 101,050,000 | 111,500,000 | 114,017,000 | 119,757,000 |
| Noninterest-bearing deposits | 68,682,000 | 94,261,000 | 96,286,000 | 103,136,000 |
| Equity capital | 23,565,000 | 24,912,000 | 26,602,000 | 27,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,801,000 | 3,556,000 | 5,818,000 | 7,528,000 |
| Interest expense | 139,000 | 223,000 | 279,000 | 323,000 |
| Net interest income | 1,662,000 | 3,333,000 | 5,539,000 | 7,205,000 |
| Noninterest income | 398,000 | 765,000 | 1,209,000 | 1,628,000 |
| Noninterest expense | 1,249,000 | 2,577,000 | 3,925,000 | 5,296,000 |
| Provision for loan losses | 15,000 | 60,000 | 205,000 | 205,000 |
| Pretax income | 1,040,000 | 1,705,000 | 2,987,000 | 3,701,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,040,000 | 1,705,000 | 2,987,000 | 3,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,270,000 | 22,534,000 | 23,506,000 | 24,019,000 |
| Total capital | 23,404,000 | 23,830,000 | 24,882,000 | 25,309,000 |
| Risk-weighted assets | 89,059,000 | 102,064,000 | 108,640,000 | 101,638,000 |