Call reports 2019
WESTERN BANK — 2019
What WESTERN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 182,717,000 | 185,784,000 | 188,923,000 | 193,497,000 |
| Total loans | 72,105,000 | 72,263,000 | 73,530,000 | 73,392,000 |
| Allowance for loan losses | 2,806,000 | 2,828,000 | 2,815,000 | 2,815,000 |
| Securities available for sale | 89,995,000 | 90,166,000 | 93,354,000 | 97,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,622,000 | 160,463,000 | 162,549,000 | 168,757,000 |
| Interest-bearing deposits | 99,030,000 | 101,550,000 | 101,018,000 | 99,616,000 |
| Noninterest-bearing deposits | 59,592,000 | 58,913,000 | 61,531,000 | 69,141,000 |
| Equity capital | 21,867,000 | 22,878,000 | 23,739,000 | 22,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,832,000 | 3,756,000 | 5,660,000 | 7,550,000 |
| Interest expense | 166,000 | 348,000 | 527,000 | 676,000 |
| Net interest income | 1,666,000 | 3,408,000 | 5,133,000 | 6,874,000 |
| Noninterest income | 528,000 | 1,221,000 | 1,852,000 | 2,731,000 |
| Noninterest expense | 1,400,000 | 2,992,000 | 4,313,000 | 5,577,000 |
| Provision for loan losses | 35,000 | 55,000 | 55,000 | 55,000 |
| Pretax income | 747,000 | 1,884,000 | 3,307,000 | 4,662,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 747,000 | 1,884,000 | 3,307,000 | 4,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,413,000 | 21,850,000 | 22,574,000 | 21,929,000 |
| Total capital | 22,535,000 | 22,971,000 | 23,787,000 | 23,070,000 |
| Risk-weighted assets | 88,044,000 | 87,988,000 | 95,435,000 | 89,612,000 |