Call reports 2018
WESTERN BANK — 2018
What WESTERN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 175,948,000 | 175,892,000 | 172,263,000 | 182,119,000 |
| Total loans | 71,931,000 | 71,346,000 | 71,003,000 | 70,835,000 |
| Allowance for loan losses | 2,748,000 | 2,816,000 | 2,812,000 | 2,785,000 |
| Securities available for sale | 81,340,000 | 80,363,000 | 81,255,000 | 82,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,894,000 | 153,218,000 | 149,932,000 | 159,356,000 |
| Interest-bearing deposits | 96,459,000 | 96,957,000 | 91,420,000 | 96,544,000 |
| Noninterest-bearing deposits | 57,435,000 | 56,261,000 | 58,512,000 | 62,813,000 |
| Equity capital | 19,959,000 | 20,238,000 | 19,936,000 | 20,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,637,000 | 3,310,000 | 5,044,000 | 6,837,000 |
| Interest expense | 51,000 | 112,000 | 195,000 | 329,000 |
| Net interest income | 1,586,000 | 3,198,000 | 4,849,000 | 6,508,000 |
| Noninterest income | 443,000 | 1,154,000 | 1,712,000 | 2,246,000 |
| Noninterest expense | 1,343,000 | 2,816,000 | 4,182,000 | 5,575,000 |
| Provision for loan losses | 65,000 | 135,000 | 135,000 | 135,000 |
| Pretax income | 633,000 | 1,413,000 | 2,259,000 | 2,996,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 633,000 | 1,413,000 | 2,259,000 | 2,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,650,000 | 21,030,000 | 21,404,000 | 21,291,000 |
| Total capital | 21,734,000 | 22,109,000 | 22,502,000 | 22,419,000 |
| Risk-weighted assets | 85,052,000 | 84,618,000 | 86,147,000 | 88,617,000 |