Call reports 2017
WESTERN BANK — 2017
What WESTERN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 171,010,000 | 174,250,000 | 172,302,000 | 179,020,000 |
| Total loans | 72,857,000 | 74,507,000 | 76,072,000 | 75,202,000 |
| Allowance for loan losses | 2,759,000 | 2,547,000 | 2,591,000 | 2,682,000 |
| Securities available for sale | 75,492,000 | 75,340,000 | 71,391,000 | 76,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,522,000 | 148,416,000 | 146,097,000 | 153,986,000 |
| Interest-bearing deposits | 97,166,000 | 98,096,000 | 95,313,000 | 94,992,000 |
| Noninterest-bearing deposits | 51,356,000 | 50,320,000 | 50,784,000 | 58,994,000 |
| Equity capital | 21,345,000 | 22,392,000 | 22,703,000 | 21,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,460,000 | 3,040,000 | 4,671,000 | 6,311,000 |
| Interest expense | 32,000 | 69,000 | 110,000 | 152,000 |
| Net interest income | 1,428,000 | 2,971,000 | 4,561,000 | 6,159,000 |
| Noninterest income | 345,000 | 862,000 | 1,366,000 | 1,866,000 |
| Noninterest expense | 1,272,000 | 2,643,000 | 3,947,000 | 5,168,000 |
| Provision for loan losses | 5,000 | 45,000 | 105,000 | 195,000 |
| Pretax income | 496,000 | 1,204,000 | 1,928,000 | 2,715,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 496,000 | 1,204,000 | 1,928,000 | 2,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,946,000 | 21,479,000 | 21,879,000 | 20,542,000 |
| Total capital | 21,991,000 | 22,553,000 | 22,959,000 | 21,637,000 |
| Risk-weighted assets | 81,848,000 | 84,418,000 | 84,868,000 | 86,018,000 |