Call reports 2012
WESTERN BANK — 2012
What WESTERN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 152,719,000 | 153,874,000 | 148,757,000 | 152,021,000 |
| Total loans | 75,048,000 | 75,122,000 | 74,113,000 | 72,310,000 |
| Allowance for loan losses | 2,716,000 | 3,118,000 | 1,710,000 | 2,122,000 |
| Securities available for sale | 39,869,000 | 41,921,000 | 50,795,000 | 47,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,985,000 | 130,248,000 | 124,991,000 | 128,418,000 |
| Interest-bearing deposits | 95,333,000 | 95,593,000 | 90,183,000 | 91,303,000 |
| Noninterest-bearing deposits | 33,652,000 | 34,654,000 | 34,808,000 | 37,115,000 |
| Equity capital | 18,616,000 | 18,762,000 | 18,887,000 | 18,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,721,000 | 3,392,000 | 5,083,000 | 6,696,000 |
| Interest expense | 127,000 | 252,000 | 374,000 | 488,000 |
| Net interest income | 1,594,000 | 3,140,000 | 4,709,000 | 6,208,000 |
| Noninterest income | 315,000 | 649,000 | 1,130,000 | 1,497,000 |
| Noninterest expense | 1,207,000 | 2,518,000 | 3,812,000 | 5,105,000 |
| Provision for loan losses | 530,000 | 830,000 | 1,255,000 | 1,655,000 |
| Pretax income | 403,000 | 672,000 | 1,004,000 | 1,209,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 403,000 | 672,000 | 1,004,000 | 1,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,298,000 | 17,436,000 | 17,469,000 | 17,674,000 |
| Total capital | 18,395,000 | 18,528,000 | 18,555,000 | 18,743,000 |
| Risk-weighted assets | 86,160,000 | 85,329,000 | 86,233,000 | 84,433,000 |