Call reports 2011
WESTERN BANK — 2011
What WESTERN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 134,819,000 | 133,748,000 | 137,554,000 | 146,473,000 |
| Total loans | 73,251,000 | 77,360,000 | 79,239,000 | 77,460,000 |
| Allowance for loan losses | 1,981,000 | 2,059,000 | 1,891,000 | 2,194,000 |
| Securities available for sale | 30,592,000 | 29,961,000 | 27,410,000 | 41,024,000 |
| Securities held to maturity | 13,477,000 | 13,359,000 | 13,319,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,030,000 | 111,482,000 | 114,833,000 | 122,984,000 |
| Interest-bearing deposits | 84,434,000 | 83,543,000 | 86,872,000 | 90,950,000 |
| Noninterest-bearing deposits | 26,596,000 | 27,939,000 | 27,961,000 | 32,034,000 |
| Equity capital | 16,987,000 | 17,433,000 | 17,683,000 | 18,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,704,000 | 3,500,000 | 5,335,000 | 7,194,000 |
| Interest expense | 180,000 | 353,000 | 495,000 | 628,000 |
| Net interest income | 1,524,000 | 3,147,000 | 4,840,000 | 6,566,000 |
| Noninterest income | 275,000 | 558,000 | 903,000 | 1,218,000 |
| Noninterest expense | 1,246,000 | 2,498,000 | 3,803,000 | 5,087,000 |
| Provision for loan losses | 90,000 | 170,000 | 290,000 | 590,000 |
| Pretax income | 463,000 | 1,037,000 | 1,650,000 | 2,107,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 463,000 | 1,037,000 | 1,650,000 | 2,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,591,000 | 16,715,000 | 17,037,000 | 17,145,000 |
| Total capital | 17,659,000 | 17,814,000 | 18,151,000 | 18,261,000 |
| Risk-weighted assets | 84,544,000 | 86,953,000 | 88,317,000 | 88,229,000 |