Call reports 2010
WESTERN BANK — 2010
What WESTERN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 122,115,000 | 123,151,000 | 125,344,000 | 129,331,000 |
| Total loans | 73,653,000 | 72,857,000 | 73,407,000 | 72,801,000 |
| Allowance for loan losses | 1,611,000 | 1,673,000 | 1,692,000 | 1,886,000 |
| Securities available for sale | 18,049,000 | 17,555,000 | 22,959,000 | 23,453,000 |
| Securities held to maturity | 12,021,000 | 12,195,000 | 11,408,000 | 12,379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,930,000 | 99,536,000 | 101,629,000 | 105,942,000 |
| Interest-bearing deposits | 75,904,000 | 76,946,000 | 76,340,000 | 80,011,000 |
| Noninterest-bearing deposits | 23,025,000 | 22,590,000 | 25,290,000 | 25,932,000 |
| Equity capital | 16,379,000 | 16,680,000 | 16,734,000 | 16,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,715,000 | 3,429,000 | 5,162,000 | 6,894,000 |
| Interest expense | 252,000 | 491,000 | 689,000 | 872,000 |
| Net interest income | 1,463,000 | 2,938,000 | 4,473,000 | 6,022,000 |
| Noninterest income | 204,000 | 434,000 | 697,000 | 903,000 |
| Noninterest expense | 1,060,000 | 2,272,000 | 3,531,000 | 4,744,000 |
| Provision for loan losses | 100,000 | 170,000 | 210,000 | 430,000 |
| Pretax income | 507,000 | 930,000 | 1,429,000 | 1,752,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 507,000 | 1,028,000 | 1,527,000 | 1,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,765,000 | 16,156,000 | 16,355,000 | 16,428,000 |
| Total capital | 16,778,000 | 17,113,000 | 17,355,000 | 17,450,000 |
| Risk-weighted assets | 80,434,000 | 75,862,000 | 79,339,000 | 80,904,000 |