Call reports 2006
WESTERN BANK — 2006
What WESTERN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 94,852,000 | 96,190,000 | 95,767,000 | 100,814,000 |
| Total loans | 55,511,000 | 58,125,000 | 62,107,000 | 63,429,000 |
| Allowance for loan losses | 932,000 | 972,000 | 995,000 | 1,030,000 |
| Securities available for sale | 23,288,000 | 21,746,000 | 19,986,000 | 19,123,000 |
| Securities held to maturity | 9,526,000 | 9,508,000 | 9,252,000 | 9,237,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,372,000 | 84,810,000 | 84,296,000 | 88,316,000 |
| Interest-bearing deposits | 66,966,000 | 67,748,000 | 66,736,000 | 69,396,000 |
| Noninterest-bearing deposits | 17,406,000 | 17,062,000 | 17,560,000 | 18,920,000 |
| Equity capital | 8,679,000 | 8,844,000 | 9,497,000 | 9,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,622,000 | 3,340,000 | 5,141,000 | 7,048,000 |
| Interest expense | 398,000 | 862,000 | 1,362,000 | 1,894,000 |
| Net interest income | 1,224,000 | 2,478,000 | 3,779,000 | 5,154,000 |
| Noninterest income | 183,000 | 379,000 | 570,000 | 756,000 |
| Noninterest expense | 776,000 | 1,611,000 | 2,468,000 | 3,511,000 |
| Provision for loan losses | 30,000 | 70,000 | 100,000 | 130,000 |
| Pretax income | 601,000 | 1,176,000 | 1,771,000 | 2,259,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 601,000 | 1,176,000 | 1,771,000 | 2,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,737,000 | 9,087,000 | 9,457,000 | 9,595,000 |
| Total capital | 9,529,000 | 9,860,000 | 10,273,000 | 10,440,000 |
| Risk-weighted assets | 63,219,000 | 61,676,000 | 64,351,000 | 66,710,000 |