Call reports 2002
WESTERN BANK — 2002
What WESTERN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 55,480,000 | 55,625,000 | 55,953,000 | 55,945,000 |
| Total loans | 29,083,000 | 31,697,000 | 32,906,000 | 30,981,000 |
| Allowance for loan losses | 559,000 | 557,000 | 563,000 | 668,000 |
| Securities available for sale | 18,171,000 | 15,585,000 | 14,265,000 | 15,002,000 |
| Securities held to maturity | 100,000 | 452,000 | 524,000 | 525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,524,000 | 46,853,000 | 46,059,000 | 46,464,000 |
| Interest-bearing deposits | 39,852,000 | 39,976,000 | 39,615,000 | 39,154,000 |
| Noninterest-bearing deposits | 6,672,000 | 6,877,000 | 6,444,000 | 7,310,000 |
| Equity capital | 6,143,000 | 6,417,000 | 6,818,000 | 6,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 936,000 | 1,885,000 | 2,867,000 | 3,815,000 |
| Interest expense | 269,000 | 507,000 | 741,000 | 955,000 |
| Net interest income | 667,000 | 1,378,000 | 2,126,000 | 2,860,000 |
| Noninterest income | 125,000 | 217,000 | 326,000 | 433,000 |
| Noninterest expense | 503,000 | 967,000 | 1,485,000 | 1,937,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 132,000 |
| Pretax income | 289,000 | 631,000 | 960,000 | 1,227,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 289,000 | 631,000 | 960,000 | 1,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,053,000 | 6,105,000 | 6,294,000 | 6,422,000 |
| Total capital | 6,500,000 | 6,574,000 | 6,779,000 | 6,891,000 |
| Risk-weighted assets | 35,470,000 | 37,412,000 | 38,603,000 | 37,297,000 |